
Welcome to fear free financial planning
Whilst we have access to the whole of the market for all financial products and services, we understand that this is the less exciting side of financial planning. We won’t talk to you about products until we’ve talked in detail about you and what’s most important. There’s nothing to fear when you come first.

No trapdoors...
For what it’s worth... that’s what we charge.
Nothing hidden. No confusing structure. Just clear, honest pricing from the start. Our initial consultation (which is completely cost and obligation free) is a simple, honest, down to earth chat to find out what matters to you so our advice is tailored to what you really want, not what we need to sell.
Not one for talking?
All of the products and services we recommend are designed to take you to financial ‘phew’, so if you’re not in the mood for a chat right now, scroll down for more info then you can request a call-back at a time that suits you.

Investments
We all want better returns than the banks can offer – but what’s the end game? Is this a tax efficient way to build your nest egg or do you need a regular income to top up your savings? Whether we end up talking pensions, tax efficient ISAs, or on and offshore bonds, we always start with you.

Estate & Tax Planning
It may not be a top priority right now but if you want to be sure as much of your wealth as possible passes to your loved ones when the time comes, a chat right now could make a world of difference to the impact of Income, Capital Gains, Corporation or Inheritance tax liabilities.

Mortgages & Equity Release
Whether buying your first home, upsizing for a bigger family, down-sizing to become debt free as quickly as possible or looking to release some equity to top up a pension or provide a deposit from the bank of mum and dad, a chat with one of our team will ensure you get the right product for you.
Nothing to fear…
Financial Planning shouldn't be scary
We believe in good, honest financial advice.
We keep it friendly and focused on you. Nothing to fear; no briefcases or brogues to hide behind.
Just a good cuppa and a chat to set things in motion.
Shall we get the kettle on?
