With the election, just days away on Thursday (8 June) and the polls (if you believe them) are showing a narrowing of support for the two main parties. So... Labour or Conservatives. Who will you choose?

At SMC Financial Services we’ve put together some of the main factors to support you with your decision.

Conservatives

  • Real terms increases in NHS spending reaching £8bn extra per year by 2022/23
  • Scrapping the triple-lock on the state pension after 2020, replacing it with a "double lock", rising with earnings or inflation
  • Means test winter fuel payments, taking away £300 from wealthier pensioners
  • Raising cost of care threshold from £23,000 to £100,000 - but include value of home in calculation of assets for home care as well as residential care
  • Scrap-free school lunches for infants in England, but offer free breakfasts across the primary years
  • Pump an extra £4bn into schools by 2022
  • Net migration cut to below 100,000
  • Increase the amount levied on firms employing non-EU migrant workers
View the full conservative manifesto here

Labour

  • Scrap student tuition fees
  • Nationalisation of England's nine water companies
  • Re-introduce the 50p rate of tax on the highest earners (above £123,000)
  • Income tax rate 45p on £80,000 and above
  • More free childcare, expanding free provisions for two, three and four-year-olds
  • Guarantee triple lock for pensioner incomes
  • End to zero hours contracts
  • Hire 10,000 new police officers, 3,000 new firefighters
  • Moves to charge companies a levy on salaries above £330,000
  • Deliver rail electrification "including in Wales and the South West".
View the full Labour manifesto here

Whether its Labour or Conservatives you choose, voting gives you the power to decide how the UK is run. Have your say on the 8th June.